Social Security isn’t one-size-fits-all.
As a CFP® professional, we don’t rely on generic calculators that say wait until age 70—we tailor Social Security strategies to your entire financial picture and build a strategy around your life, not a generic formula.
You may be asking yourself:
What taxes will I pay on my Social Security?
Everyone says to wait on Social Security—but what if I wait and then die early?
What’s the best strategy for me and my spouse, not just a calculator?
Social Security isn’t one-size-fits-all—and waiting until 70 isn’t always best.
Online calculators only scratch the surface—and most simply tell you to wait until age 70, no matter your circumstances. We take it further by considering pensions, RMDs, rental income, health, and your spouse’s benefits. The right timing strategy can add thousands to your retirement income and provide more security for both you and your family.
Why Choose Coastline Complete Wealth for Your Retirement Planning
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Certified Financial Planner™
Your CFP® professional upholds the highest standard of excellence in financial planning—ensuring your plan is ethical, evidence-based, and designed around your life.
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Comprehensive
True comprehensive planning means every detail is integrated—retirement income, tax efficiency, investments, and estate coordination—all working together for your future.
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Fiduciary Duty
Transparent, fee-only advice with no commissions or hidden costs. We’re legally bound to act in your best interest—always.
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Local Expertise
For retirees in Bluffton, Hilton Head, Savannah and beyond, we blend smart financial guidance with proactive tax planning—so you can focus on living fully, not managing complexity.