Our Team

Disclosures

General: “For educational purposes only and not individualized investment, tax, or legal advice. Investment involves risk, including loss of principal. Past performance is not indicative of future results. You cannot invest directly in an index.”

Tax: “Tax rules are complex and subject to change. Consult a qualified tax professional about your specific situation.”

Legal/estate: “Estate planning and trust strategies involve legal considerations. Consult an attorney licensed in your state.”

Annuities/insurance: “Guarantees are subject to the claims-paying ability of the issuing insurer. Contract terms, fees, and surrender charges apply.”

Social Security/Medicare: “Program rules change; benefits and surcharges depend on your circumstances. Consult SSA/Medicare or your advisor.”