Independent, Fiduciary Financial Planning — Built Around You.
For retirees in Bluffton, Hilton Head, Savannah and beyond, we blend smart financial guidance with proactive tax planning—so you can focus on living fully, not managing complexity.
Understanding Your Needs
You may be asking yourself:
Are all of my accounts and strategies actually working together?
Is my income plan built to minimize taxes, or am I leaving money on the table?
Am I invested the right way or just following the market?
Everything begins with listening.
As a fiduciary financial planner based in Bluffton, SC, we proudly serve clients throughout Hilton Head, Savannah, the Lowcountry, and across the nation—providing the same trusted, transparent advice wherever life takes you.
Working with a CFP® professional and Registered Investment Advisor (RIA) gives you confidence that every decision supports your vision for retirement. Each plan we design places income planning and tax planning at the center—helping you keep more of what you’ve earned.
We take the time to understand your goals, your concerns, and the life you want to enjoy. Our role is simple: to remove the worry, so you can focus on living the retirement you’ve worked so hard to build.
Why Work With Coastline Complete Wealth
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CERTIFIED FINANCIAL PLANNER™
Your CFP® professional upholds the highest standard of excellence in financial planning—ensuring your plan is ethical, evidence-based, and designed around your life.
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Comprehensive
True comprehensive planning means every detail is integrated—retirement income, tax efficiency, investments, and estate coordination—all working together for your future.
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Fiduciary
Transparent, fee-only advice with no commissions or hidden costs. We’re legally bound to act in your best interest—always.
Our Services
Investment Management
Customized portfolios built to grow and protect your wealth, aligned with your goals and comfort with risk.
Social Security Timing
Personalized guidance on when and how to claim benefits to maximize your lifetime income.
Turn your savings into reliable income so you can enjoy your retirement years with confidence.
Tax Planning
Forward-looking strategies to minimize taxes and keep more of what you’ve earned—now and in retirement.
Estate Planning
Coordinate your financial and estate plans so your legacy is protected and passed on according to your wishes
Why us? Why now?
Do you have retirement accounts scattered in different places, but no clear plan bringing them together? Do you really know what you’re paying in fees—or what you’re getting for them? Too often, advisors only talk about investments, fail to address the bigger picture, or don’t call until you do.
But a retirement plan isn’t something you set and forget. Life happens. Markets move. Tax laws change. That’s why we take a fiduciary approach built on proactive communication and ongoing updates—so your plan grows with you and always reflects what matters most.
2023 Forbes Best In State Wealth Advisors, created by SHOOK Research. Presented in April 2023 based on data gathered from June 2021 to June 2022. 22,243 were considered, 7,321 advisors were recognized. Not indicative of advisor’s future performance. Your experience may vary. Click here for more award information.